:root{
  --bg:#0b1220;
  --surface:#0f172a;
  --surface-2:#111827;
  --card:#0b1324;
  --text:#e5e7eb;
  --muted:#cbd5e1;
  --ink:#0b1220;

  --accent:#f59e0b;     /* doré */
  --accent-2:#0f766e;   /* teal */
  --line:rgba(255,255,255,.14);
  --focus:#fbbf24;

  --radius:18px;
  --shadow: 0 12px 30px rgba(0,0,0,.35);
}

*{box-sizing:border-box}
html:focus-within{scroll-behavior:smooth}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  background: radial-gradient(1200px 700px at 20% 10%, rgba(245,158,11,.22), transparent 55%),
              radial-gradient(900px 600px at 90% 20%, rgba(15,118,110,.18), transparent 55%),
              var(--bg);
  color:var(--text);
  line-height:1.65;
}

.container{max-width:1120px;margin:0 auto;padding:0 18px}

.sr-only{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}

.skip-link{
  position:absolute;left:14px;top:14px;
  transform:translateY(-200%);
  background:var(--focus);
  color:#111;
  padding:10px 12px;border-radius:12px;
  text-decoration:none;font-weight:900;
  z-index:999;
}
.skip-link:focus{transform:translateY(0);outline:3px solid #111}

a{color:inherit}
a:focus-visible,button:focus-visible{
  outline:3px solid var(--focus);
  outline-offset:3px;
}

.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(11,18,32,.78);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  gap:14px;padding:14px 0;
}

.brand{text-decoration:none;color:var(--text);display:flex;flex-direction:column;gap:2px}
.brand-title{font-size:1.05rem;font-weight:950;letter-spacing:.2px}
.brand-tagline{font-size:.92rem;color:rgba(229,231,235,.85)}

.menu-toggle{
  display:none;
  background:transparent;
  border:1px solid var(--line);
  color:var(--text);
  border-radius:14px;
  padding:8px 10px;
  cursor:pointer;
}

.site-nav a{text-decoration:none;color:var(--text)}
.site-nav a[aria-current="page"]{text-decoration:underline;text-underline-offset:7px}

.nav-list{
  list-style:none;margin:0;padding:0;
  display:flex;gap:10px;align-items:center;
}
.nav-list a{
  padding:8px 10px;border-radius:12px;
}
.nav-list a:hover{background:rgba(255,255,255,.06)}

.site-main{min-height:60vh}

.hero{
  padding:44px 0 22px;
  border-bottom:1px solid var(--line);
  background:
    linear-gradient(180deg, rgba(255,255,255,.06), transparent 60%);
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.3fr .9fr;
  gap:18px;
  align-items:start;
}
.kicker{
  display:inline-flex;
  gap:8px;
  font-weight:900;
  letter-spacing:.12em;
  text-transform:uppercase;
  font-size:.78rem;
  color:rgba(229,231,235,.85);
  border:1px solid var(--line);
  padding:6px 10px;border-radius:999px;
  background:rgba(255,255,255,.04);
}
.hero h1{
  margin:12px 0 10px;
  font-size:clamp(1.7rem,3vw,2.45rem);
  line-height:1.12;
}
.lead{
  margin:0 0 14px;
  color:rgba(229,231,235,.9);
  max-width:75ch;
  font-size:1.05rem;
}

.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:14px 0 10px}
.btn{
  display:inline-block;
  padding:11px 15px;
  border-radius:14px;
  background:var(--accent);
  color:#111;
  text-decoration:none;
  font-weight:950;
  box-shadow: var(--shadow);
}
.btn:hover{filter:brightness(1.03)}
.btn.btn-secondary{
  background:transparent;color:var(--text);
  border:1px solid rgba(245,158,11,.45);
  box-shadow:none;
}

.trust{
  margin:14px 0 0;
  padding:0;
  list-style:none;
  display:flex;flex-wrap:wrap;gap:10px;
}
.trust li{
  border:1px solid var(--line);
  background:rgba(255,255,255,.03);
  padding:8px 10px;border-radius:14px;
  color:rgba(229,231,235,.92);
}

.hero-panel{display:flex;flex-direction:column;gap:12px}
.panel-card{
  background:rgba(255,255,255,.04);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:14px 14px;
}
.panel-card-alt{background:rgba(15,118,110,.10);border-color:rgba(15,118,110,.35)}
.panel-title{margin:0 0 6px;font-weight:950}
.panel-list{margin:0;padding-left:18px}
.panel-link{display:inline-block;margin-top:8px;font-weight:900;color:var(--accent);text-underline-offset:4px}

.section{padding:34px 0}
.section-head{display:flex;flex-direction:column;gap:6px}
.section h2{margin:0 0 2px;font-size:1.6rem}
.muted{color:rgba(203,213,225,.86);margin:0}

.cards{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:14px;
  margin-top:14px;
}
.card{
  background:rgba(255,255,255,.03);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:16px;
  transition: transform .12s ease, border-color .12s ease;
}
.card:hover{transform:translateY(-2px);border-color:rgba(245,158,11,.45)}
.card-icon{font-size:1.4rem}
.card h3{margin:8px 0 6px;font-size:1.12rem}
.card-link{display:inline-block;margin-top:10px;font-weight:950;color:var(--accent);text-underline-offset:4px}

.section-split{
  background:linear-gradient(180deg, rgba(255,255,255,.04), transparent 70%);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.split{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:start}

.callout{
  background:rgba(245,158,11,.10);
  border:1px solid rgba(245,158,11,.35);
  border-radius:var(--radius);
  padding:16px;
}
.callout-title{margin:0 0 6px;font-weight:950}

.bullets{margin:10px 0 0;padding-left:18px}
.steps{padding-left:20px}

.section-dark{
  background:rgba(255,255,255,.03);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.quotes{display:grid;grid-template-columns:1fr;gap:12px;margin-top:14px}
.quote{
  margin:0;
  background:rgba(255,255,255,.02);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:14px 16px;
}
.center{display:flex;justify-content:center;margin-top:14px}

.page-hero{padding:28px 0 10px;border-bottom:1px solid var(--line)}

.site-footer{
  background:rgba(11,18,32,.88);
  border-top:1px solid var(--line);
}
.footer-inner{
  display:flex;justify-content:space-between;gap:12px;
  padding:16px 0;flex-wrap:wrap;
}
.footer-brand{margin:0;font-weight:950}
.footer-note{margin:0;color:rgba(203,213,225,.86)}
.footer-links{display:flex;gap:12px;flex-wrap:wrap}
.footer-links a{color:rgba(229,231,235,.9);text-decoration:none}
.footer-links a:hover{text-decoration:underline;text-underline-offset:4px}

@media (max-width: 920px){
  .hero-grid{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
}

@media (max-width: 860px){
  .menu-toggle{display:inline-flex}
  .nav-list{
    flex-direction:column;align-items:stretch;gap:10px;
    padding:12px;background:rgba(11,18,32,.96);
    border:1px solid var(--line);
    border-radius:14px;
    position:absolute;right:18px;top:62px;
    min-width:250px;
  }
}

.quote-by{display:block;margin-top:10px;color:rgba(203,213,225,.88);font-weight:700}